
Timing
We at Twin Cal Lending understand that some of the transactions require fast closing. We can provide loan commitments in as fast as 24 hours and can fund in as little as 48 hours once all requested documents are received. No Appraisals are needed in most cases. Your loan is always our top priority and we have the staff available for quick processing and underwriting.

One-Stop-Shop
At Twin Cal Lending we offer a variety of programs to accommodate any transaction you might present to us. You are now able to deal with a “one stop” company for all your needs. Our fix and flip program allows us to lend based on the property’s market value, not the purchase price: We also offer longer terms for rental and commercial properties.

Trust
If you come across a situation when hard money financing is needed, you need a private money lender that will deliver on its promise. Don’t risk dealing with a lender that will devour your time and end up denying your loan. Twin Cal Lending is a firm you can trust. After speaking to one of our representatives, they will tell if your scenario fits our criteria. We have 100% closing ratio on all approved files.

Loan Parameters
Loan Amount
$200,000 – $20,000,000+
Interest Rate
Starts from 9.99%
Origination Fees
From 1.5 points
Location
California Only
Types of Loans
Non-Consumer, Acquisition, Fix-And-Flip, Refinance, Construction Completion
Amortization
Interest-Only
Loan-To-Value
Up to 90%
ARV Loan-To-Value
TBD
Loan Term
12 – 24 Months
Prepay Penalty
0 – 3 Months
Property Types
Non-owner occupied residential, multifamily, retail, office, industrial, vacant buildings
Closing Time
3 – 10 Days
Recent Transactions












Our Process

Submit Your Deal
Submit your loan online or call to speak with a private money specialist.

Loan Approval
Fast Loan Approvals up to 24 hours! In some cases, you can get an instant loan approval after speaking with our private money specialists.

Quick Funding
We have a strong staff to accommodate quick and rapid funding as fast as 3 days!
Satisfied Customers
I have been working with Twin Capital for many years. One of the most professional and effective lenders in the hard money space in Southern California. Have closed within 24-48 hrs on deals that needed very quick funding. They have a great support staff and efficient processing Dept that is always ready to get the job done. Highly recommend them to anyone who needs a referral
German simakovski
We have been working with Twin Capital for years now. Arsen and Victoria are amazing. Our main contact is Victoria at the office, she is the best. She always responds timely to both emails and phone calls, explains everything from A to Z , great attitude and great service. Thank you for all your hard work. Looking forward to continuing our business relationship for many more years. Keep up the great service.
Vardkes Bazikian
We have been working and investing with Twin Capital for a few years. During this period we have completed many transactions, with a few more in the works. Victoria Zarrabi has been our contact, and has always been responsive and rendered great service. Support and hands-on from the Co-Founders shows in everything they do. Thank you, and looking forward to a long and prosperous business relationship!!
Ed Boktor
Let's Discuss
Your Property Needs
All terms herein are for informational purposes only and subject to change without notice. Loan terms are based on multiple factors, including, but not limited to, Loan to Value, loan amounts and location of property. Twin Cal Lending is licensed under the California Bureau of Real Estate. License number 02117274.
Address:
18321 Ventura Blvd Suite 310, Tarzana, CA 91356, United States
Phone: (818) 856-4400
Fax: (888) 318-8438