Pixel art animation of white fluffy clouds in a bright blue sky. A tranquil and serene scene.

Brokers

Partner with Twin Cal Lending

We welcome real estate and mortgage brokers who share our commitment to speed, transparency, and getting deals closed. Twin Cal Lending offers competitive wholesale terms, allowing brokers to represent their clients, stay involved throughout the transaction, and collect their fees at closing.


Bring us your bridge, fix & flip, ground-up construction, and commercial loan scenarios. You bring the client. We provide the capital. Together, we close.


Have a deal? Send us your scenario today.

Pixel art animation of white fluffy clouds in a bright blue sky. A tranquil and serene scene.

Brokers

Partner with Twin Cal Lending

We welcome real estate and mortgage brokers who share our commitment to speed, transparency, and getting deals closed. Twin Cal Lending offers competitive wholesale terms, allowing brokers to represent their clients, stay involved throughout the transaction, and collect their fees at closing.


Bring us your bridge, fix & flip, ground-up construction, and commercial loan scenarios. You bring the client. We provide the capital. Together, we close.


Have a deal? Send us your scenario today.

cuida

Fast Closings

cuida

Fast Closings

Flexible Terms

Flexible Terms

material-symbols

Responsive Team

material-symbols

Responsive Team

Minimal Documentation

Minimal Documentation

Same Day Approval

Same Day Approval

Quick Scenario Review

Quick Scenario Review

Programs

Programs We Fund

We fund a wide range of business-purpose real estate opportunities, including bridge, fix and flip, construction, refinance, second trust deed, commercial, and multifamily loans.

We fund a wide range of business purpose real estate opportunities, including bridge, fix and flip, construction, refinance, second trust deed, commercial, and multifamily loans.

Oleg & Arsen Ahamian

Co-founders of Twin Cal Lending

Bridge Loans - Residential & Commercial

Short-term financing for investors who need speed, flexibility, and a reliable path to closing.

Bridge Loans - Residential & Commercial

Short-term financing for investors who need speed, flexibility, and a reliable path to closing.

Fix and Flip

Funding for acquisition and renovation projects designed to help investors move quickly.

Fix and Flip

Funding for acquisition and renovation projects designed to help investors move quickly.

Ground-Up Construction

Financing for new construction projects from the early stages through vertical progress.

Ground-Up Construction

Financing for new construction projects from the early stages through vertical progress.

Construction Completion

Capital for projects already in progress that need funding to reach completion.

Construction Completion

Capital for projects already in progress that need funding to reach completion.

Refinance / Cash-Out

Refinance existing debt or access equity to support your next investment move.

Refinance / Cash-Out

Refinance existing debt or access equity to support your next investment move.

Second Trust Deed

Additional financing that helps preserve a low-rate first while unlocking needed capital.

Second Trust Deed

Additional financing that helps preserve a low-rate first while unlocking needed capital.

TRUSTED PARTNERSHIPS

Preferred by brokers and industry professionals

Preferred by brokers and industry professionals

Contact Us

Loan terms are tailored to each transaction and may vary based on factors such as borrower experience, credit profile, loan-to-value (LTV), loan amount, property type and location, and other underwriting considerations. Terms are subject to change and final underwriting review and approval.

Twin Cal Lending is licensed in California, DRE License #02117274 and CFL License #60DBO-128081.

Our team responds to inquiries within 24–48 business hours, excluding holidays.