Acquire and Renovate with Speed
Twin Cal Lending provides short-term financing for investors purchasing and renovating residential properties. Our fix and flip loans are built for clients who need to secure a property quickly and move into the improvement phase without long approval timelines.

Support for Value Add Opportunities
Successful fix and flip projects depend on timing, budget control, and a clear plan. We help investors finance opportunities where renovations can create added value, stronger resale potential, and a more efficient path to profit.

Built Around the Exit Strategy
Every project starts with the end in mind. Whether the goal is to sell after renovation or refinance into longer-term financing, Twin Cal Lending works with borrowers who need funding aligned with their project timeline and overall investment strategy.

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Loan terms are tailored to each transaction and may vary based on factors such as borrower experience, credit profile, loan-to-value (LTV), loan amount, property type and location, and other underwriting considerations. Terms are subject to change and final underwriting review and approval.

Twin Cal Lending is licensed in California, DRE License #02117274 and CFL License #60DBO-128081.

Our team responds to inquiries within 24–48 business hours, excluding holidays.