COO Processor And Underwriter
Victoria Zarrabi serves as COO, Processor and Underwriter at Twin Cal Lending, where she oversees key aspects of loan operations from initial review through closing. She works closely with borrowers, brokers, and the lending team to evaluate loan scenarios, review documentation, coordinate conditions, and keep transactions moving efficiently.
Her hands on role across processing and underwriting helps Twin Cal Lending maintain a clear, organized, and responsive lending process. Victoria focuses on identifying issues early, keeping communication consistent, and supporting dependable execution throughout each transaction.
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Loan terms are tailored to each transaction and may vary based on factors such as borrower experience, credit profile, loan-to-value (LTV), loan amount, property type and location, and other underwriting considerations. Terms are subject to change and final underwriting review and approval.
Twin Cal Lending is licensed in California, DRE License #02117274 and CFL License #60DBO-128081.
Our team responds to inquiries within 24–48 business hours, excluding holidays.






