Khoa Ngo

Khoa Ngo

Khoa Ngo

Client Relations

Khoa supports clients throughout the lending process, working with real estate investors, borrowers, and referral partners to help evaluate financing needs and move transactions forward. He focuses on providing timely communication, straightforward guidance, and a smooth experience from initial inquiry through closing.

Khoa works directly with Twin Cal Lending’s processing and underwriting team to coordinate next steps, address questions, and help keep each transaction organized. His approach centers on strong relationships, responsiveness, and dependable client service.

Art Danieli

Sr. Executive

Arnold Manasyan

Sr. Executive

Gary Chebeyan

Account Manager

Frank Hurtado

Investor Client Relations

Felix Santos

Marketing Director

Victoria Zarrabi

COO Processor And Underwriter

Contact Us

Loan terms are tailored to each transaction and may vary based on factors such as borrower experience, credit profile, loan-to-value (LTV), loan amount, property type and location, and other underwriting considerations. Terms are subject to change and final underwriting review and approval.

Twin Cal Lending is licensed in California, DRE License #02117274 and CFL License #60DBO-128081.

Our team responds to inquiries within 24–48 business hours, excluding holidays.